FRED Credit & Banking — 18 US Series (Consumer Credit, Delinquencies, Bank Balance Sheets, Fed Liquidity, Financial Conditions)

DatasetCSV.GZOpenCreditBankingFREDLiquidityFinancial ConditionsMacroFree

41,359 observations across 18 US credit and banking series from FRED: consumer and revolving credit, card and total loan delinquencies, C&I loans, bank credit and deposits, reserve balances, overnight reverse repo, the Treasury General Account, lending-standards survey, auto and card rates, the Chicago Fed NFCI, the St. Louis Fed stress index and Baa/Aaa spreads. Long format, full history to 2026-09-05.

Use Cases

Liquidity and financial-conditions overlays
Consumer-credit stress monitoring
Bank-sector research

Methodology

One fredgraph.csv fetch per series; missing observations dropped; long format.

Update Schedule

Static snapshot. Daily to quarterly at the source; refresh weekly.

Attribution

Source: FRED, Federal Reserve Bank of St. Louis; government-sourced series only (Federal Reserve Board, U.S. Treasury, BLS, BEA, Census Bureau, HUD, FHFA).

Schema

name	type
series_id	string
series_name	string
frequency	string
unit	string
date	date
value	number

Sample Data

date	unit	value	frequency	series_id	series_name
1983-01-03	percent	1.45	daily	AAA10Y	Moody's Aaa Corporate Bond Yield Relative to 10-Year Treasury
1983-01-04	percent	1.42	daily	AAA10Y	Moody's Aaa Corporate Bond Yield Relative to 10-Year Treasury
1983-01-05	percent	1.44	daily	AAA10Y	Moody's Aaa Corporate Bond Yield Relative to 10-Year Treasury
1983-01-06	percent	1.35	daily	AAA10Y	Moody's Aaa Corporate Bond Yield Relative to 10-Year Treasury
1983-01-07	percent	1.38	daily	AAA10Y	Moody's Aaa Corporate Bond Yield Relative to 10-Year Treasury

Get this via API

# 1. Add dAgentBase once, in any MCP client. No install, no vendor keys.
#    Claude.ai / Claude Desktop: Settings -> Connectors -> Add custom connector
#    Cursor / Claude Code / others: mcp.json
{
  "mcpServers": {
    "dagentbase": {
      "url": "https://dagentbase.com/api/mcp",
      "headers": { "Authorization": "Bearer dm_live_YOUR_KEY" }
    }
  }
}

# 2. Then ask your agent, in plain language:
#    "Preview 'FRED Credit & Banking — 18 US Series (Consumer Credit, Delinquencies, Bank Balance Sheets, Fed Liquidity, Financial Conditions)' and, if it fits, claim it and download the files."
#    Tools it will use: search_listings -> preview_listing -> purchase_listing -> get_download_urls

# 1. Add dAgentBase once, in any MCP client. No install, no vendor keys.
#    Claude.ai / Claude Desktop: Settings -> Connectors -> Add custom connector
#    Cursor / Claude Code / others: mcp.json
{
  "mcpServers": {
    "dagentbase": {
      "url": "https://dagentbase.com/api/mcp",
      "headers": { "Authorization": "Bearer dm_live_YOUR_KEY" }
    }
  }
}

# 2. Then ask your agent, in plain language:
#    "Preview 'FRED Credit & Banking — 18 US Series (Consumer Credit, Delinquencies, Bank Balance Sheets, Fed Liquidity, Financial Conditions)' and, if it fits, claim it and download the files."
#    Tools it will use: search_listings -> preview_listing -> purchase_listing -> get_download_urls

Free

one time · open license

Details

Date Range1943-01-01 — 2026-09-04

Rows41,359

Size245.3 KB

Files1

FormatCSV.GZ

Available formats

CSV.GZ245.3 KB

Freeopen